How Does the Fed Affect Mortgage Rates?

Homebuyers are continuing to enjoy super-low mortgage rates, thanks largely to the fact that the Fed has decided to keep a lid on interest rates – for the time being, anyway. The Fed – as the Federal Reserve is affectionately referred to – is a government agency that’s commissioned by Congress to serve as the […]

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How Much of an Effect Does Student Debt Really Have on Home Ownership?

College kids aren’t just coming out of school with a degree; they’re also leaving with a heap of student debt. But while college grads may be strapped with a few years of student loan repayments ahead of them, that doesn’t necessarily mean that the debt should be an obstacle to getting approved for a mortgage. […]

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Buyers Are Now Armed With More Detailed Information Thanks to New Mortgage Disclosure Rule

As of October 3rd, home buyers will be armed with more information about their mortgages, and will be given more time to review their mortgage rate and fee quote documents. Right now, the law requires borrowers to fill out two disclosure forms when applying for a home loan. In addition, two forms also need to […]

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These US States Have the Lowest Property Taxes

Property taxes are probably the most loathed type of tax that homeowners are stuck with. Even renters indirectly feel the wrath of property taxes, as these pesky expenses tend to affect rent prices. Certain states property taxes costs are far lower than others in the country. Keep in mind, however, that just because property taxes […]

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6 Unique Bar Ideas for Serving Guests in Your Home

If you entertain regularly, you know that alcohol can be a great addition to any party. Even if you serve only beer and wine, it’s important to have a good selection to satisfy each of your guest’s tastes. But the majority of the time, you likely won’t need a full bar on a daily basis. […]

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10 Amazing Apps That Will Make Your Next House Move a Breeze

Gearing up for a move in the near future? Everyone who’s been in the middle of a real estate transaction knows that the process can be stressful – from the selling and buying process, to the move itself. That’s why any little bit of help in this department is much appreciated and welcomed. These days, […]

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