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Buying? Must-Have Contingencies to Include in Your Real Estate Contract

A home purchase is not like buying a dishwasher – you can’t just “return” it if things don’t pan out the way you planned a few weeks down the road. Once you’ve sealed the deal, you’re stuck. And while this is usually a good thing when you find the right home, it’s important to place a few contingencies in the contract before you agree to take over ownership and commit yourself to a mortgage.

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INFOGRAPHIC: Who Makes Up the Housing Market in California

The current California housing market can be described in so many di erent ways. Right now the state is experiencing an inventory crunch, and housing a ordability is a real problem. Housing action is starting to shift inland as supply in coastal areas remains tight. But what about the people who make up the California housing market? Let’s have a closer look at the individuals who are part of the buying and selling process in California real estate for 2016.

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5 Reasons Why Mortgage Applications Are Rejected, and How to Boost Chances of Approval

Getting approved for a mortgage these days is nowhere near as easy as it was before the economic debacle back in 2008. Lenders are a lot more stringent in their mortgage lending criteria, and for good reason: they don’t want to get stuck with a pile of loans in default. About one-third of all mortgage applications are denied by lenders, according to the Mortgage Bankers Association. And half of refinancing applications are also rejected.

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INFOGRAPHIC: 10 Budget-Friendly Ways to Boost Your Home’s Curb Appeal

While the inside of your home may be getting a lot of attention, the exterior warrants the same. If you cringe every time you approach your front door, it’s time to make some changes. And if you’re planning on selling any time soon and want to attract as many buyers as possible, boosting your curb appeal is even more important.

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What’s Driving California Housing Prices Up?

Housing prices in California have long been higher than most other states in the US, and the gap just seems to be getting bigger. Unfortunately, that’s driving many blue-collar and middle-class residents out of the state.

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Quicker Closing: How to Sweeten the Deal for Homebuyers

Whether there are tons of competing listings in your neighborhood or you happen to be in a slow market, making your property stand out from the crowd is crucial to a quick sale. And while an affordable listing price may be the first thing that buyers may be attracted to, there are plenty of other tings you can do to lure buyers to your listing and get your home sold quickly.

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6 Things You Should Know About FHA Loans

After the financial crisis hit the US back in 2008, FHA loans suddenly became pretty popular among borrowers who found it tough to secure a conventional mortgage. Before that, FHA loans were typically an option reserved mainly for low-income homebuyers.

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On the Fence About Title Insurance? Here’s Why You Need it

After pounding the pavement in search of the perfect home, you finally find one. An offer is put in and accepted, and all closing processes and costs are taken care of. You move in and begin life in your new home – what could possibly go wrong? That depends on whether or not you opted for title insurance. When you buy a home, you’re given title to the property. It’s this title that provides you – the new owner – with the right to possess and use the home and the land that it’s on.

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6 Things Burglars Don’t Want Homeowners to Know

Every 15 seconds, a home is broken into and burglarized in the US. Thieves spend hours scoping out targets, and once they zero in on them, it takes less than 60 seconds to break in.

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5 Financial Benefits of Owning Real Estate

Home is where the heart is. But it’s also where the money is. Your home is more than just a place to lay your head at night and raise a family. It also comes with a number of financial perks, even though you may have had to take out a loan in order to buy […]

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